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信用卡逾期后不还,最多被判几年?

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    慵懒
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    [LV.3]偶尔看看II

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    发表于 2018-9-29 14:25:39 | 显示全部楼层 |阅读模式
    摘要:
       相信如今不少人的手里几乎都会有一张信用卡,信用消费的生活概念让我们可以更好地把握自己的现金流。就算
    是遇到什么突发情况也不用手忙脚乱地靠人情债过度。当然,为了不花明天的钱,相信如今不少人的手里几乎都会有
    一张信用卡,信用消费的生活概念让我们可以更好地把握自己的“现金流”。就算是遇到什么突发情况也不用手忙脚
    乱地靠“人情债”过度。当然,为了不花明天的钱,添后天的堵,卡友们也要意识到按时还款的重要性。
       不过,人生在世很多事情都是身不由己的。今天的“老司机”可能到明天就变成“提款机”的典故也是有存在的。
    那么,若果我们真的还不起信用卡消费账单里的大量金额,导致信用卡逾期了会怎么样?
       一般来说,信用卡逾期可以分为两种:恶意逾期和非恶意逾期。

    微信图片_20180929141042.jpg
       如果你拒不还钱,跟银行“杠上了”。则还有可能会被列入“失信被执行人名单”(俗称“老赖”黑名单)并将
    面临以下约束。

    1、最高可判刑7年


    微信图片_20180929141618.jpg

    2、唯一住房法院可拍卖


    微信图片_20180929141814.jpg

    3、查封、冻结网络虚拟账户

    微信图片_20180929141927.jpg

    4、以后不能当老板

    微信图片_20180929142056.jpg

    5、禁止高消费、申请贷款


    微信图片_20180929142136.jpg
    总结:若想信用卡账单不出现逾期,最重要还是要控制自己的消费欲。如果信用卡逾期真的无力偿还,那么张老师建议

    你“还一点也是还”只要有还款记录,银行一切都好说话。

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